Underwriter

About this role

WE’RE ON A MISSION TO BACK THE UK’S SMALL BUSINESSES LIKE NO ONE ELSE 🚀 Small businesses are the backbone of the economy, and we’re here to help them win. We’ve built a platform that uses clever data to get them the funding they need in minutes, not weeks. At Funding Circle, we have the restless energy of a fintech start-up with the stability of a public company. It’s a unique mix that gives Circlers the autonomy to take ownership and the scale to make an impact that truly counts.

We’re a high-performing team that chooses to lift each other up. We challenge, we champion, and we have each other’s backs - because we know that when we stand together, we move faster and build better. The impact is real: Last year alone, the businesses on our platform generated £7.2bn for the UK economy 📈 Come and join a mission that matters! [Read our Impact Report https://www.fundingcircle.com/uk/impact] | [See our Trustpilot https://uk.trustpilot.com/review/fundingcircle.com] The role ⚡ 📍 London (Hybrid) | 🤝 3 days in the office | 💰 Competitive Salary + Benefits You’ll make a real difference for our customers and your team from day one.

We believe the fastest way to grow is by doing, so we give you the ownership to run with things and see real-time results. - Analyse data (annual accounts, bank statements, credit reference agency data) to determine the degree of risk involved in extending credit to SME borrowers on a loan-by-loan basis - Enhance the quality of loan decisions by integrating market, industry, and portfolio insights into your credit decisions - Further your knowledge of UK SMEs, incl.

accounting practices, industry and financing standards, payment behaviour and relevant legal aspects to help us evaluating credit risk correctly - Provide a best-in-class experience for our borrowers by reviewing all loan applications efficiently and in accordance with our internal quality standards - Contribute to the ongoing development of systems, processes and business practices by sharing recommendations to improve efficiency and capacity - Advise and guide colleagues to ensure that commercial opportunities are maximized without compromising Funding Circle’s risk management - Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day WHAT WE’RE LOOKING FOR 🌱 We value deep expertise, but a growth mindset and good energy are what really make our team click.