EU remote
Senior Credit Risk Review Manager I-Virtual
About this role
Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank . GENERAL FUNCTION: Individual is responsible for managing the development, execution and leadership of the Credit Risk Review (CRR) Continuous Review program for assigned CRR team and/or line of business units. Primary components of the CRR Continuous Review program include (i) the critical and independent evaluation of the accuracy and effectiveness of credit risk management processes across the Bancorp through an assessment of risk identification/rating, underwriting, new origination, borrower selection and portfolio management practices; compliance with Bancorp loan policies, procedures and applicable laws and regulations; problem asset administration and loan impairments/charge-offs; (ii) a review of credit quality and related trends on a portfolio, industry sector and/or product basis; and (iii) the identification of emerging risks.
Attend (as required) regular meetings with executive management, senior leaders, regulators, external auditors and first and second line business personnel. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience.
While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: Display an advanced background, understanding and technical proficiency in all pertinent lending and credit risk topics, including risk appetite and framework, Bank policies and procedures, and risk monitoring and mitigation practices for assigned areas of responsibility.
Maintain awareness of general economic conditions, industry trends and product specific issues. Display an advanced working knowledge of pertinent regulatory issues and sound lending practices and their relative impact on credit risk. Assist CRR management team in ensuring CRR meets regulatory heightened standards expectations. Demonstrate the ability to analyze and assess credit risk in highly complex Commercial borrowers and portfolios and adequately support all conclusions.