Risk Manager (Card Issuing, Fraud & Analytics)

About this role

About Reap Reap is a global financial technology company headquartered in Hong Kong with employees across multiple countries. We enable financial connectivity and access for businesses worldwide by combining traditional finance with stablecoins for efficient money movement. Through our stablecoin-powered corporate cards, payments, and expense management tools, we streamline financial operations and help businesses scale.

Our APIs enable businesses to integrate stablecoin-enabled finance into their own products and services—from issuing Visa cards to facilitating cross-border payments. Backed by leading investors including Acorn Pacific, Index Ventures and HashKey Capital, Reap is building the future of borderless, stablecoin-enabled finance. Why Reap ? This is a high-impact, senior individual contributor role at the frontier of stablecoin-powered finance.

You'll join a lean, experienced risk team and own strategic projects that directly shape how Reap expands into new markets. You'll be part of building the risk infrastructure that makes growth possible. If you're energised by ownership, complex problem-solving, and working at the intersection of traditional finance and emerging technology, this is where you belong. What You’ll Do Lead new market expansion risk — own fraud risk management across card issuing products as Reap expands into new APAC markets, ensuring controls, configurations, and scheme policy requirements are aligned from launch and maintained ongoing.

Drive BIN sponsorship risk governance — evaluate and onboard new BIN sponsorship clients through structured risk analysis, establish initial risk configurations, and maintain governance oversight of the sponsored portfolio on an ongoing basis. Automate and scale operational risk monitoring — design and implement automated monitoring workflows covering fraud alerts, scheme notifications, and client and merchant-level risk signals, reducing manual intervention and improving response times.

Champion fraud incident investigation & response — lead deep-dive fraud investigations, BIN attack incident response, post-mortems, and cross-functional coordination. Build risk intelligence with the data team — own and build the risk dashboards and intelligence the team relies on, partnering with the data team to surface fraud and risk signals. With no dedicated risk data analyst today, you'll shape how risk data is presented and acted on.