EU remote
Payments Optimization Product Manager
About this role
Payments Optimization Product Manager PLEASE NOTE THIS ROLE IS FOR OVERSEAS APPLICATION, NON -U.S. ONLY. NO DOMESTIC (U.S.) APPLICATIONS WILL BE CONSIDERED. The Payments Optimization Manager is both the subscription and payments platform lead and the operator who is responsible for optimizing that platform. This is an analysis-led, hands-on role. You will own platform migrations, retry and dunning strategy, decline and authorization rate performance, gateway routing and failover, chargeback systems, and the revenue we recover from involuntary churn.
You find the problem in the data, hypothesize changes, and write the requirements for engineering to execute. Our payments and billing platform is evolving, and you will be the internal voice defining what it has to do. This role requires real payments and subscription depth, strong analytical ability, and the judgment to know which decline pattern is worth chasing and which is noise. What You’ll Be Responsible For: Own retry and dunning strategy end to end, including retry cadence, the recovery lifecycle, hard versus soft decline handling, and the full failed-payment cycle, across the Scentbird family of businesses.
Own decline and authorization rate performance at the processor, gateway, region, and BIN level, and convert what you find into routing, retry, or fraud rule changes. Create rock solid processes for execution which maximize safety but enables rapid change, logging, analysis, and management. Run the payments operating cadence: failed-payment queues, decline and authorization rate monitoring, and gateway health. You are the first responder when payment performance degrades.
Own the recovery metric set and the baselines we manage against: dunning recovery rate, authorization rate, chargeback rate, and payment cost as a percentage of processed volume. Own the authorization rate levers, including account updater and network token coverage, retry timing, and extending failover coverage to customer-initiated transactions rather than background renewals alone. Partner with Financial Systems, CX, CRM, and Retention so dunning messaging works through our lifecycle channels and billing waves align with fulfillment and CX capacity.