Remote
Insuring Analyst
About this role
🏡 About Us At eLEND, we are committed to delivering an exceptional mortgage experience through operational excellence, compliance, and client-focused partnership. Our post-closing and insuring functions play a critical role in ensuring loans meet applicable underwriting, investor, mortgage insurance, and regulatory requirements after closing. We operate in a highly collaborative environment where attention to detail, sound judgment, responsiveness, and accountability help protect the integrity of the lending process.
✨ Why This Role Matters As an Insuring Analyst , you will play a critical role in ensuring mortgage loans are accurately reviewed, compliant, and ready for successful insuring. This position is responsible for managing an assigned pipeline of loans, conducting comprehensive post-closing reviews, identifying documentation or underwriting discrepancies, and partnering with internal and external stakeholders to resolve issues.
Your ability to analyze loan files, interpret guidelines, identify risk, and proactively resolve exceptions will directly support loan quality, compliance, and operational efficiency. 🛠️ Key Responsibilities Manage an assigned pipeline of mortgage loans through the post-closing review and resolution process. Conduct comprehensive reviews of closed loan files to verify compliance with underwriting guidelines, mortgage insurance requirements, and applicable regulatory standards.
Review loan documentation for accuracy, completeness, and consistency, including appraisals, credit reports, income documentation, and other required supporting documentation. Analyze loan files to identify discrepancies, deficiencies, or potential compliance issues requiring resolution. Investigate and resolve post-closing issues by partnering with agencies, lending institutions, brokers, borrowers, and internal teams.
Review and interpret underwriting documentation and automated underwriting system results, including DU and LP findings. Ensure loan files meet applicable mortgage insurance guidelines and requirements prior to insuring. Collaborate cross-functionally with Underwriting, Operations, Quality Control, Closing, Post-Closing, and other internal teams to resolve loan exceptions efficiently. Exercise sound judgment and discretion when determining appropriate documentation, follow-up, and resolution strategies.