Fraud and AML Specialist

About this role

As a Fraud & AML Specialist, you’ll play a key role in safeguarding our merchant portfolio and payment flows. Your primary focus will be Merchant Fraud Monitoring and ownership of our internal monitoring tool, while also supporting AML alert oversight and identification of unusual client behaviour. You’ll work hands-on with transaction data, monitoring rules, and early risk signals — helping prevent losses, protect our platform, and support sustainable merchant growth.

Monitor and manage merchant fraud risks across products, payment methods, and transaction flows. Act as the key user and owner of the internal monitoring tool, including configuration, tuning, and optimisation of monitoring rules. Detect, assess, and escalate early warning signals related to merchant fraud, including abnormal transaction patterns, behavioural changes, and limit breaches. Support AML alert oversight, assisting with identification of unusual or deviating client behaviour and escalation where required.

Analyse fraud- and AML-related data, trends, and patterns across the merchant portfolio. Prepare fraud monitoring insights and basic reporting, including KPIs, KRIs, and dashboards. Work closely with Client Managers, Compliance, Risk, and other internal teams to support investigations and merchant communication. Contribute to process improvements, including enhancement of monitoring logic, workflows, and internal tooling.

You have proven experience in fraud prevention within acquiring or PSP services (mandatory). You have experience working with Visa and Mastercard, including scheme monitoring programs. You have a strong understanding of merchant fraud risks, transaction patterns, and rule-based monitoring approaches. You’ve worked hands-on with fraud or transaction monitoring tools and understand how to optimise them. You have a basic understanding of AML concepts and are willing to develop deeper AML monitoring expertise.

Experience with dashboards, BI tools, or SQL-based reporting is a strong plus. You’re analytical, detail-oriented, and comfortable working with large volumes of transaction data. You communicate clearly and professionally in English. You’ll be part of a team that takes risk seriously but practically. You’ll work with real payment flows, evolving fraud patterns, and live merchant behaviour — in an environment where your judgement, accuracy and improvements have a direct impact.