Data Scientist

About this role

Hello. We’re Teya. Teya was founded on a simple belief: local businesses deserve better. They are the cafés, restaurants, salons, shops and entrepreneurs that bring character to our high streets, create jobs and keep communities moving. Yet for too long, financial services has made life harder for them - with clunky tools, poor support and complexity that gets in the way of running a business. Teya exists to change that.

We’re building a financial platform for local businesses across Europe - one built around simple tools, thoughtful design and real human support. Our Members rely on us to help them run their business with confidence, and that responsibility shapes the way we work. We move fast. We care about quality. We stay close to the detail. And we believe great performance and genuine hospitality should go hand in hand. If you want to build meaningful products, solve real problems and make a genuine difference for local businesses, we’d love to hear from you Data Scientist Your Mission We're looking for a Data Scientist to join the Credit & Analytics team at Teya and help build the models that underpin our lending products.

You will support the development of the credit risk and pricing models that help us make better decisions for the small businesses we serve across multiple geographies. You will work across the model lifecycle, from data exploration and feature development through to deployment and performance monitoring. Working alongside senior data scientists, you will learn how to develop models in a statistically sound way and see first-hand how they shape credit decisions, pricing and portfolio performance.

You will collaborate with Credit Strategy, Analytics, Product, Engineering and Data Engineering, building your understanding of how data science creates real business value. From day one, your work will contribute to live products used by our Members. This is an excellent opportunity for someone at the start of their data science career, with a quantitative background and a genuine interest in credit and lending, who wants to learn fast in a high-growth fintech.

Responsibilities - Model development: Build and test components of credit risk and pricing models, under guidance from senior team members. - Data exploration: Explore internal and external data sources, clean and prepare real-world datasets, and engineer features that could improve our models. - Analysis: Carry out analysis of merchant behaviour, repayment performance and product performance to answer well-defined business questions.